Friday, October 4, 2013

Foreclosure Friday, 10.4.13

Times are hard and many people have lost their homes due to the challenges in the economy. "Foreclosure Friday" is our way of bringing awareness to the availability and potential of distressed properties in the Central Indiana area. Buying a distressed home, whether if it's in Short Sale or already Bank Owned, is a great way to help stimulate the economy.

Here Are A Few Of Our Reasons Why:

-Sellers/Banks are able to depart from their current home
-Jobs are created for REALTORS®, Contractors, and Suppliers
-Neighborhood home values can be regained
-Buyers may get a positive equity position
-Lonely homes get happy homeowners!

Our short list of distressed properties below are currently active on the market in the Indianapolis area. DM Irish does not own, nor have these properties listed, but rather is being a resource for what's available to purchase.

Stay tuned as we pass along homes in the area that might be a good match for you!  Need more info on one that catches your eye or want helping searching for any home in the area?


Home A

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 1994; 3794 sf two story, with a 1784 sf finished basement; 5 bedrooms, 4 full baths, 1 half bath; 3 car side load garage; 0.87 acres; it has been on the market for 28 days; the two story family room has the fireplace; the large lot is fenced and overs looks a golf course; home looks to be pretty clean!


 Home B

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 2004; the home has 4458 sf above ground and a 2717 sf in the finished basement; 5 bedrooms, 4 full baths and 2 half baths; .38 acres; the wood burning fireplace is in the great room; 3 car side load garage; the kitchen has granite countertops, cherry cabinets and stainless steel appliances; this home has been on the market for 3 days; the listing says that moisture has been noted in the basement.


 Home C
  
Fishers, Hamilton Southeastern Schools, Foreclosure; built in 2005; this homes has 2124 sf, with an unfinished basement of 1533 sf; 3 bedrooms, 2 full baths and 1 half bath; 2 car front load garage; 0.18 acres; 1 double sided gas fireplace serves both the Family room and Living room; it has been on the market for 16 days; the neighborhood has a pool, park and playground; open floor plan


 Home D 

Noblesville, Noblesville Schools, Foreclosure, 3664 sf with a 1604 in the partially finished basement; the home was built in 2005; 4 bedrooms, 2 full baths and 1 half bath; 3 car front load garage; .20 acres, 1 fireplace is in the Family room; the home has been on the market for 78 days

  
Home E

Fishers, Hamilton Southeastern Schools, Foreclosure; home was built in 2001; 2768 sf on a 1076 unfinished basement; 4 bedrooms, 2 full baths and 1 half bath; .25 acres; 2 car front load garage; home has a fireplace in the Family room; the fenced back yard overlooks a pond; community offers a pool and park; the home has been on the market for 48 days


 Home F
  
Fishers, Hamilton Southeastern Schools, Foreclosure; built in 2007; this home has 2914 sf above ground and 1378 in the unfinished basement; 4 bedrooms, 2 full baths and half bath; the lot is .18 acres; 3 car front side load garage; 1 fireplace in the Family room; the seller has installed new carpet and has had the interior painted; whole home audio; the home is on a cul-de-sac and pond; the home has been on the market for only 4 days!


 Home G

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 2005; this ranch home has 2180 sf above ground on a 2180 sf finished basement; 3 bedrooms, 3 full baths and no half baths; the lot is .27 acres and the backyard is fenced; 3 car front load garage; 1 fireplace in the Great room; the kitchen has stainless steel appliances with a double oven; the home has been on the market for 170 days.


 Home H

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 1992; this home has 2162 sf above ground on a 1012 sf unfinished basement; 4 bedrooms, 2 full baths and 1 half baths; the lot is .30 acres and the backyard has many large, mature trees; 2 car side load garage; 1 fireplace in the Family room; the home has been on the market for 240 days.


 Home I

Noblesville, Noblesville Schools, Foreclosure; built in 2005; this home has 3108 sf above ground on a 1369 sf unfinished basement; 5 bedrooms, 2 full baths and 1 half baths; the lot is .45 acres; 3 car front load garage; 1 fireplace in the Family room; a little paint will go a long way; the home has been on the market for 10 days.


 Home J

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 1999; this home has 3334 sf above ground on a slab foundation; 5 bedrooms, 2 full baths and 1 half baths; the lot is .14 acres and the backyard is fenced; 2 car front load garage; this home has no fireplace; lots of paint and flooring will go a long way in this home; the home has been on the market for 42 days.


 Home K

Fishers, Hamilton Southeastern Schools, Foreclosure; built in 2007; this condo has 1048 sf above ground on the upper level; 1 bedroom, 1 full baths and no half baths; HOA takes care of the water, sewer, pool, clubhouse, fitness center and hazard insurance; 1 car front load garage; no fireplace in this property; the kitchen has black appliances; the home has been on the market for 25 days.



  Thanks for reading...if you have any questions, please contact REALTOR® Dan Irish here for info on any home above or homes/land in the Indy area!

317.910.4293

Tuesday, September 24, 2013

Five Tips When Buying a Home

We’ve bought, sold and built several properties ourselves since 1999.  Being in the market to buy a home is no easy task and for many people it can be very overwhelming.  So when you’re ready to start shopping for that next place to call home, what should you be considering?  Here are five tips to help you in the process:

The full post HERE on our sister site, Indy Family Resource

Sunday, September 8, 2013

Home of the Week!

We're posting a "Home of the Week" from our listing inventory on our Indy Family Resource sister site.  



Get caught up on those home posts here!


September "Color of the Month"

Each month we highlight HGTV's "Color of the Month".  Many of us are looking for ways to make changes around the home and what better way than to use suggestions, pictures, and color input from industry leading pros at HGTV who know homes inside and out!  

Watch monthly as we put our spin on their info and pass it on to you!


Go to our sister site INDY FAMILY RESOURCE HERE for the full post!

Wednesday, August 28, 2013

Weekly Rate and Real Estate Update, 8.28.13

Summer is still going!

Dan’s activity this week:

So for many of my listings the showing activity picked up last weekend…other listings have made recent adjustments either to price or even added upgrades as a result of market feedback.  As I tell my clients…when you list your home we have to listen to what the market is saying either they’ll come through the home and give actual feedback or they won’t even come through the door!  Regardless, the market is speaking to you.

One of my listings that we have an accepted offer on got the all clear on the appraisal and we came to terms with the inspection so we are all set to close mid-September!

Another home had its inspection on Monday and we are waiting to receive the Inspection Response sometime before the end of Saturday…we’ll see how that one goes!

So in addition to the two homes that have accepted offers and the 11 listings I’m currently selling and the 11 buyers I’m working with, I have two clients building new homes…one just had their basement dug this week while the other clients just signed their initial paperwork.  They look to finish late Dec this year and sometime in late Feb early March respectively. 

I also learned that my big “Lunch and Learn” at that a local company has been pushed back.  That company is a big one and they are just starting their Wellness program and want to make sure that they are ready and can really make an impact on their employees…I can’t wait to get the opportunity!
  
Looking for a home or just want to see what’s out there? Download my App and starting searching.  Click here to download it app.era.com/DMIRISH



 From the IBJ: The average rate for 30-year mortgages rose from 4.57 to 4/74 percent for the week ended Aug. 21, according to Bankrate.com.  The rate for 15-year mortgages rose from 3.61 percent to 3.75 percent.

Sunday, August 25, 2013

5 Tips to Prepare Your Home For a Showing!





Our home's on the market and we've actually moved quite a few times.  So as one who has spent a good deal of time preparing a variety of houses for the market, I wanted to offer you 5 of my top tips to prepare a home for a showing.  When your home's on the market, you live in it quite differently than you do in everyday life.  Most Realtors wanting to show it to prospective buyers will give ample notice to come into the home, but sometimes you will get requests with minimal notice.  So what do you do to get the home ready for a showing?

Read the rest of the article on our sister site, Indy Family Resource, HERE!

Wednesday, August 21, 2013

Weekly Rate and Real Estate Update, 8.21.13

Buyer’s Focus is Back!

Dan’s activity this week:

As it goes each year, the few weeks before and during school start-up divert buyer’s focus for a short time.  Listings see a dramatic slowdown in showing activity and it can cause some to panic.  Have no fear…it is temporary!

Last week was a busy one…I had three closings.  Of course, nothing can be easy so there where some last minute hurdles to clear. 

For instance, while doing a final walk through with a buyer we find a Sheriff’s Sale Auction notice on the front door!  Rut ro!  I sent it to the listing agent at 9pm the night before our noon closing, who sent it to the title company who ran it up to their legal counsel and verified all will be made current at closing and we got the all clear…whew!

Another one…while the buyers of my listing where having their final walk through, they noticed that the refrigerator, washer and dryer that they had asked for in the Purchase Agreement, and that my clients had signed off on, were not in the home!  So at 4:30pm I’m calling my movers…they had two guys and a truck available at 9am…did I tell you we were closing at 10am!  Well, as it turns out it took longer to move the appliances back to the home than anticipated.  The good news is that the buyer’s had sold their home earlier in the morning but their funds had not come in yet so we couldn't fully close.  It’s called a “dry closing” meaning that all the documents were signed, but the money hasn't actually moved around yet.

One of my listings accepted an offer last week and will have the inspection soon.  On another listing we had an accepted a contingent offer and that buyer finally sold their home and removed the contingency and is ready to close next month.  Also, from that listing I received a call off the sign…I showed the home to those buyers who had an interest but also had a home to sell.  So I met with them last week and now have their home listed for sale and will be able to help them find another home.

Finally, next month I have a big “Lunch and Learn” at a local company.  Along with my mortgage contact, we’ll be presenting a series in their Financial Wellness program!  This will be a great opportunity to educate and, while it’s not the main goal, typically you pick up some new business as well…icing on the cake!

Looking for a home or just want to see what’s out there? Download my App and starting searching.  Click here to download it app.era.com/DMIRISH





From the IBJ: The average rate for 30-year mortgages rose from 4.56 percent to 4.57 percent for the week ended Aug 14, according to Bankrate.com.  The rate for 15-year mortgages fell from 3.62 percent to 3.61 percent.